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10 years of UPI: How can it expand new frontiers for digital payments? | Explained

Faster penetration of affordable smartphones and Internet, Aadhaar-based identity framework, and the government’s push to digital payments created a perfect environment for the exponential growth of UPI, making it a volume giant. However, it is not yet a value goliath

· 8/27/2026, 6:09:28 AM· 2 min read
10 years of UPI: How can it expand new frontiers for digital payments? | Explained
Faster penetration of affordable smartphones and Internet, Aadhaar-based identity framework, and the government’s push to digital payments created a perfect environment for the exponential growth of UPI, making it a volume giant. However, it is not yet a value goliath
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