As climate risks become harder to predict and insure, India must price catastrophe without leaving people unprotected
Insurance has traditionally depended on the past to price the future. Climate change is making that bargain harder. Floods, cyclones and extreme rainfall are altering the risks insurers thought they knew, forcing them to ask whether yesterday remains a reliable guide to tomorrow
· 10/18/2026, 4:11:42 AM· 2 min read

Insurance has traditionally depended on the past to price the future. Climate change is making that bargain harder. Floods, cyclones and extreme rainfall are altering the risks insurers thought they knew, forcing them to ask whether yesterday remains a reliable guide to tomorrow
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