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What goes on behind the screen when you pay through UPI? | Explained

UPI enables instant bank-to-bank payments by connecting users’ apps and banks through a system operated by the National Payments Corporation of India; launched in 2016, it has grown into a massive digital payments network and is now being adopted in several countries

· 9/1/2026, 2:18:38 AM· 2 min read
What goes on behind the screen when you pay through UPI? | Explained
UPI enables instant bank-to-bank payments by connecting users’ apps and banks through a system operated by the National Payments Corporation of India; launched in 2016, it has grown into a massive digital payments network and is now being adopted in several countries
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