Why growing trust in digital payments may be leaving Indians more exposed to cybercrime
UPI has become a more trusted and frequently used mode of payment in India; but SPIR 2026 finds a paradox, people who trusted online banking the most and used UPI most often were more likely to have been victims of cybercrime; report shows how fraud networks exploit this trust through deceptive schemes, fake apps and ‘digital arrest’
· 10/7/2026, 7:45:48 AM· 2 min read
UPI has become a more trusted and frequently used mode of payment in India; but SPIR 2026 finds a paradox, people who trusted online banking the most and used UPI most often were more likely to have been victims of cybercrime; report shows how fraud networks exploit this trust through deceptive schemes, fake apps and ‘digital arrest’
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